Get Your Federal Loan History
To see your complete history of federal student loan disbursements at all the schools you have attended, you may log in to the US Department of Education’s National Student Loan Data System (NSLDS) by using your PIN.

Stafford Loan Exit Counseling
Before completing your studies at UW-River Falls, if you have borrowed any Federal Stafford Loans (both Subsidized and Unsubsidized), you must complete Stafford Loan Exit Counseling online. Click on the Exit Counseling button.

Perkins Loan Exit Counseling
Before completing your studies at UW-River Falls, if you have borrowed any Federal Perkins Loans, you must complete Perkins Loan Exit Counseling. Contact ECSI at (888) 549-3274 if you have not received an exit letter.  If you have the letter, complete the exit online at www.ecsi.net

Loan Repayment
For complete and up-to-date information on federal student loan repayment, visit Student Aid on the Web. This will give you information on your choices for repayment plans, estimating the amount of interest you will owe, and deferment and forbearance options.

Loan Consolidation
Loan consolidation allows you to combine all your federal student loans into a single loan. There are advantages and disadvantages to consolidating your federal student loans upon graduation. Read these sections from Student Aid on the Web and Great Lakes Higher Education to help you decide whether consolidation is right for you.

Withdrawing

• If you withdraw from all your classes during a semester, you may need to repay a portion of your financial aid that you received for that semester. Review our Return of Title IV Funds Policy.
  
  
• Review our Satisfactory Academic Progress Policy to determine the effect of withdrawing on your future financial aid eligibility.
  
  
• If you are transferring, you may need to request to have your financial aid that was awarded for a future semester canceled at UW-River Falls in order to be awarded at another school.
  
  
• If you are considered “unofficially withdrawn” from a semester (if you do not have any grades for the semester other than “XF“, which is a failing grade due to non-attendance), you may need to repay a portion of your financial aid that you received for that semester. Review our Unofficial Withdrawal Policy and Return of Title IV Funds Policy.
  
  
• If you withdraw during fall semester, your spring financial aid will be canceled. If you work with the Registrar's Office to re-enter for spring semester, you must contact our office at billing.finaid@uwrf.edu to re-apply for spring financial aid.