•  Faculty, staff, and students who choose to use their own vehicles for travel on class field trips or attending other off campus events that are for official University activities, need to know that their own personal auto insurance will be the primary liability coverage in the event of an accident.   The State will only provide excess coverage to drivers when they are using their personal vehicles.  Therefore, it is important for travel leaders to validate that anyone driving their personal vehicle will assure the following:
• • Driver has a valid regular driver’s license
  • Driver is approved as an "authorized" driver for UWRF by completing the Driver Authorization form and submitting to Risk Management, 25H North Hall.
  • Proof of auto insurance is available in the vehicle (UW System Risk Management suggests limits of at least $100,000/$300,000/$50,000.) *
  • Vehicle is in good mechanical condition and is serviced regularly
  • Seat belts are available and functional with each individual required to wear one
• If a driver is on state business and is to be reimbursed mileage, they must be approved to drive a state vehicle, even if they are driving their own personal vehicle.

* For example, the first two numbers in 100,000/300,000/50,000 would mean in an accident each person injured would receive a maximum of up to $100,000 with only 300,000 allowed per accident (ex. 2 people needing $100,000 if the need is more such as 4 people needing 100,000 then whoever files first gets first access to the $300,000 limit and you may be sued for the rest if the accident was your fault!). The last number refers to the total coverage per accident for property damage which in this case would be $50,000.